Payment App Development Services

Most of the price is not the screens, it is handling card details safely. We route payments through a provider such as Stripe or Adyen, so card numbers go from the phone straight to them and never touch your servers. That keeps you on the light version of the card industry's security rules, a questionnaire instead of a paid audit, and keeps our quote down.

Plan on three to five months to a first release. Building is rarely what holds you up. Before your payment provider switches you from test cards to real money, they review how your app handles authentication, refunds and disputes, and that sits in their queue, not ours. We file that application early and build against test cards meanwhile.

Yes, with two things we will not cut from version one. A payment retried on a flaky connection must never charge someone twice, and you need refunds and a way to answer disputes from day one, because unhappy customers arrive before your second release. Saved cards, subscriptions, paying out to third parties and extra currencies can all wait.

Logos prove very little, so we offer to put you in touch with past clients instead. What we can describe is the work itself: connecting card providers, wiring up Apple Pay and Google Pay, building the refund and dispute screens, and reconciling what the app thinks happened against what actually settled in your account. That last part is where most builds go wrong.

The set we build as standard: sign-up with identity checks, adding a card, paying, transaction history, receipts, refunds and a clear support route when something goes wrong. We include Apple Pay and Google Pay because they lift completion noticeably. Anything that means holding customer money rather than passing it through needs a licensing conversation with you before we scope it.

Because we design from the start to keep card data off your servers, which is cheaper to build and much cheaper to keep compliant afterwards. We will also tell you when you do not need a custom app at all: if you simply take card payments in a shop, a provider's own reader and software will beat anything we build. You own the code.